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20 S St Francis Drive, Miramar Beach, FL 32550

$2,299,000
  • 20 S St Francis Drive, Miramar Beach, FL 32550 Main Photo

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New to the Market Active
BEDS5 BATHS5 full SQUARE FEET3,489 MLS#1014161
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONEMERALD WATERS VILLAGE

Property Description

AN EXTRAORDINARY EXPRESSION OF EUROPEAN-INSPIRED COASTAL LUXURY. Welcome to 20 St. Francis Drive S, a beautifully reimagined residence in the gated community of Emerald Waters Village in Miramar Beach. Offering 3,489 square feet across three impressive levels, this exceptional five-bedroom, five-bathroom home is a captivating blend of sophisticated Italian design, bespoke craftsmanship, extensive renovations, and the effortless elegance of the Emerald Coast lifestyle.From the moment you enter, the attention to detail is unmistakable. Custom solid white oak staircases, enhanced by integrated architectural LED lighting, create a striking visual statement, while designer chandeliers, refined finishes, and thoughtfully curated furnishings establish an atmosphere of understated sophistication. The centerpiece of the residence is a spectacular custom Italian kitchen, representing an investment of approximately $100,000. Designed with exquisite white painted-glass cabinetry, elegant gold-anodized aluminum framing, integrated backlit lighting, and premium gourmet appliances, this remarkable space brings European artistry and modern functionality together. Even the cabinetry incorporates a specialized protective finish designed for the coastal environment. Throughout the home, beautifully appointed living spaces are complemented by custom-designed wardrobes with Italian lighting systems, designer fixtures, premium finishes, and distinctive furnishings, including custom pieces selected for their craftsmanship and quality. Every element has been thoughtfully considered to create a residence that feels both luxurious and inviting.Beyond the exceptional interiors lies an equally impressive commitment to the home's overall transformation. Extensive improvements completed between 2023 and 2025 include a metal roof, updated exterior stucco and paint, replacement soffit and fascia, upgraded HVAC systems and ductwork, new water heaters, substantial plumbing improvements, and extensive interior drywall and insulation replacement. The second-floor balconies and third-floor terrace have also undergone significant restoration, incorporating updated finishes and waterproofing systems.Outdoor living is an essential part of the experience. Enjoy Gulf views and refreshing coastal breezes from the home's beautifully updated balconies and terrace, offering inviting settings for morning coffee, sunset conversations, and memorable gatherings.Situated within Emerald Waters Village, residents enjoy the privacy of a gated community, deeded beach access, and a community swimming pool. The sugar-white beaches and emerald waters of Miramar Beach are complemented by convenient access to exceptional dining, shopping, and entertainment.A two-car garage and two additional dedicated parking spaces add everyday convenience to this beautifully designed coastal retreat.More than a renovation, this residence represents a thoughtful reinvention of coastal living, where European design influences, custom architectural details, and extensive property improvements come together in one remarkable offering.Whether enjoyed as a distinguished primary residence or an exceptional second home, 20 St. Francis Drive S offers a rare opportunity to experience the beauty of the Emerald Coast surrounded by extraordinary style, comfort, and craftsmanship.

20 S St Francis Drive | MLS# 1014161

This single family home located at 20 S St Francis Drive, Miramar Beach, FL 32550 is currently listed for sale with an asking price of $2,299,000. This property was built in 1999 and has 5 bedrooms and 5 full baths with 3489 sq. ft. S St Francis Drive is located in the EMERALD WATERS VILLAGE subdivision. Search EMERALD WATERS VILLAGE real estate on www.therealtyvault.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Fenced: Yes
Garage: 2 car attached
Home Style: Mediterranean
Lot Size: 0.08 Acres
Stories: 3.0
Taxes: $9,910
Year Built: 1999

Feature Descriptions

Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Microwave, Refrigerator, Stove/Oven Gas
Association Fee Includes: Management
Community Features: Short Term Rental - Allowed, Beach, Deed Access, Gated Community, Pets Allowed, Pool, TV Cable
Days on Site: 3
Exterior: Frame, Stucco
Exterior: Balcony, Fenced Back Yard
Fencing: Fenced Lot-Part, Fenced Privacy
Financing Terms: Conventional, FHA, VA, Other
Flooring: Floor Marble, Floor Tile, Floor Vinyl
Foundation: Slab
HOA: Yes
Interior: Breakfast Bar, Fireplace, Kitchen Island, Newly Painted, Pantry
Lot: Covenants, Restrictions, Within 1/2 Mile to Water
Lot Dimensions: NA
Parcel Number: 29-2S-21-42970-000-0640
Patio/Porch: Deck Covered, Deck Open, Patio Covered
Pool Features: Pool Type
Property Condition: Renovated, Construction Complete
Road Frontage: Private Road
Rooms Total: 10
Sewer: Public Sewer
Special View Info: Gulf
Sub Type: Detached Single Family
Utilities: Public Water, TV Cable
Window: Window Treatment All

Local Schools

High School: Freeport
Middle School: Destin
Elementary School: Van R Butler

Listed By / Shown By

Listed By

Agency Name: Coldwell Banker Realty

Shown By

Agency Title: The Realty Vault
Agency Phone: 850-477-3948

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Estimated Payment

$ 6,612.95 per month $5,116.58 Principal & Interest $825.83 Property Tax $670.54 Homeowner's Insurance

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