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48 Terra Cotta Way, Destin, FL 32541

$1,469,000
  • 48 Terra Cotta Way, Destin, FL 32541 Main Photo

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Active Price Reduced by $6,000 on April 18th, 2026
BEDS4 BATHS4 full SQUARE FEET3,240 MLS#986775
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONTERRA COTTA TERRACE

Property Description

Welcome to coastal living at its best! This charming home is located in the highly sought-after Terra Cotta Terrace community, just steps from the sugar-white sands and emerald waters of the Gulf. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property delivers the perfect blend of comfort, convenience, and beachside lifestyle.Inside, you'll find a spacious layout designed for gathering and relaxing, with multiple living spaces ideal for family and friends. The primary suite offers a private retreat complete with a cozy gas fireplace and access to a balcony, the perfect spot to enjoy morning coffee or evening breezes. The third-floor bedroom doubles as a fun entertainment space, featuring plenty of room for guests and a The third-floor bedroom doubles as a fun entertainment space, featuring plenty of room for guests and a selection of games that make it a favorite hangout for kids and adults alike. Front and back balconies extend the living space outdoors, giving you multiple vantage points to soak up the coastal air.As a resident of Terra Cotta Terrace, you'll have access to wonderful community amenities including a private deeded beach access, swimming pool, tennis courts, and sand volleyball. The neighborhood is golf cart-friendly, making beach runs and exploring the area a breeze.The location is unbeatablejust a short jaunt or quick ride to the Gulf, and minutes from some of Destin's best dining, shopping, and entertainment. From fresh seafood at beachfront restaurants to family fun at Destin Commons, Henderson Beach State Park, and world-class golf courses, everything you love about the Emerald Coast is right at your fingertips.The location is unbeatable-just a short stroll or quick ride to the Gulf, and minutes from some of Destin's best dining, shopping, and entertainment. From fresh seafood at beachfront restaurants to family fun at Destin Commons, Henderson Beach State Park, and world-class golf courses, everything you love about the Emerald Coast is right at your fingertips.

48 Terra Cotta Way | MLS# 986775

This single family home located at 48 Terra Cotta Way, Destin, FL 32541 is currently listed for sale with an asking price of $1,469,000. This property was built in 1993 and has 4 bedrooms and 4 full baths with 3240 sq. ft. Terra Cotta Way is located in the TERRA COTTA TERRACE subdivision. Search TERRA COTTA TERRACE real estate on www.therealtyvault.com today.

Property Features

Property Type: Residential - Single Family
Garage: 2 car attached
Home Style: Beach House
Lot Size: 0.11 Acres
Stories: 3.0
Taxes: $11,367
Year Built: 1993

Feature Descriptions

Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Association Fee Includes: Accounting, Ground Keeping, Land Recreation, Management
Carport Spaces: 0
Community Features: Short Term Rental - Allowed, BBQ Pit/Grill, Deed Access, Playground, Pool, Tennis
Days on Site: 197
Exterior: Shower
Exterior: Stucco
Flooring: Floor Hardwood, Floor Tile
HOA: Yes
Interior: Ceiling Raised, Fireplace 2+, Lighting Recessed, Washer/Dryer Hookup, Woodwork Painted
Lot: Covenants, Restrictions, Within 1/2 Mile to Water
Lot Dimensions: 50x97
Parcel Number: 00-2S-22-2499-0000-0060
Parking: Oversized, See Remarks
Patio/Porch: Patio Covered
Pool Features: Pool Type
Property Condition: Construction Complete
Road Frontage: City Street
Road Surface: Paved
Rooms Total: 14
Sewer: Public Sewer
Special View Info: Gulf
Sub Type: Detached Single Family
Utilities: Electric, Public Water, TV Cable
Window: Window Treatment All, Double Pane Windows

Room Sizes

Garage: 30 X 20 Level - First
Full Bathroom: 7 X 8 Level - First
Recreation Room: 22 X 30 Level - First
Great Room: 15 X 30 Level - Second
Dining Area: 7.5 X 13.9 Level - Second
Kitchen: 13 X 14 Level - Second
Bedroom: 13 X 14 Level - Second
Bedroom: 13 X 14 Level - Second
Full Bathroom: 7 X 10 Level - Second
Primary Bedroom: 19 X 20.5 Level - Third
Primary Bathroom: 10 X 12 Level - Third
Bedroom: 14 X 28 Level - Third
Full Bathroom: 7 X 9 Level - Third
Laundry: 7 X 8 Level - Third

Local Schools

High School: Destin
Middle School: Destin
Elementary School: Destin

Listed By / Shown By

Listed By

Agency Name: Destin Legacy Real Estate Llc

Shown By

Agency Title: The Realty Vault
Agency Phone: 850-477-3948

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Estimated Payment

$ 4,645.07 per month $3,269.36 Principal & Interest $947.25 Property Tax $428.46 Homeowner's Insurance

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