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21 Neptune Drive, Mary Esther, FL 32569

$849,999
  • 21 Neptune Drive, Mary Esther, FL 32569 Main Photo

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Pending Price Reduced by $49,001 on April 15th, 2026
BEDS3 BATHS2 full 1 partial SQUARE FEET2,600 MLS#998385
STATUSPending PROPERTY TYPEResidential - Single Family SUBDIVISIONMARINERS COVE

Property Description

Experience true waterfront living with stunning sound views, direct sound access (NO FLOOD INSURANCE REQUIRED, IN ZONE X), and a backyard designed for both relaxation and entertaining. Situated on approximately 0.41 acres in the desirable Mariner's Cove community, this property offers a rare combination of space, functionality, and coastal lifestyle.From the moment you step inside, you're greeted by soaring ceilings, expansive living areas, and abundant natural light, all designed to highlight the home's connection to the water. Large windows and multiple vantage points bring the views inside, creating a bright and inviting atmosphere throughout. The outdoor space is where this home truly shines--featuring over 640 square feet of screened, heated pool area overlooking the water. Whether hosting guests or enjoying a quiet evening, the covered patio, wood-burning fireplace, and outdoor fire pit provide the perfect setting year-round.Boating enthusiasts will appreciate the 57-foot dock with sound and Gulf access, complete with a 10,000 lb boat lift and a large floating dock for easy Jet Ski access. Start your mornings with coffee on the water or unwind in the evenings with incredible sunset views.Additional exterior features include an extended driveway accommodating up to six vehicles, a two-car garage, a lawn pump sprinkler system to maintain the yard without increasing your water bill, and an elevated 10x14 Tuff Shed rated for 120 mph winds.Inside, the home offers generously sized rooms, ample storage, and a guest suite with a private balcony--perfect for enjoying the coastal breeze and water views.Recent upgrades provide both comfort and peace of mind, including a tankless gas water heater, impact-rated windows and doors (including garage door for wind mitigation benefits), and a new roof with enhanced underlayment for potential insurance savings.A home warranty is included, offering added protection for major systems such as HVAC, pool equipment, and appliances.Ideally located just minutes from Hurlburt Field and centrally positioned between Destin and Pensacola, this home offers convenience, lifestyle, and exceptional value for waterfront living.

21 Neptune Drive | MLS# 998385

This single family home located at 21 Neptune Drive, Mary Esther, FL 32569 is currently listed for sale with an asking price of $849,999. This property was built in 1987 and has 3 bedrooms and 2 full and 1 partial baths with 2600 sq. ft. Neptune Drive is located in the MARINERS COVE subdivision. Search MARINERS COVE real estate on www.therealtyvault.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Attic Fan, Ceiling Fans, Central Air
Garage: 2 car attached
Heating: Central
Home Style: Tudor
Lot Size: 0.41 Acres
Stories: 2.0
Taxes: $3,830
Year Built: 1987

Feature Descriptions

Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Gas
Days on Site: 31
Exterior: Balcony, Boat Slip, Boatlift, Dock, Lawn Pump, Pool - Enclosed, Sprinkler System
Exterior: Block, Siding Brick Front, Siding Brick Some, Siding
Financing Terms: Conventional, FHA, VA
Flooring: Floor Tile, Floor WW Carpet New
Interior: Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Ceiling Vaulted, Fireplace, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
Lot Dimensions: 88x190X95X160
Parcel Number: 15-2S-25-3080-0000-0190
Parking: Boat, RV
Patio/Porch: Patio Covered, Patio Open, Porch, Porch Screened
Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
Property Condition: Construction Complete
Rooms Total: 11
Sewer: Public Sewer
Special View Info: Canal
Sub Type: Detached Single Family
Utilities: Public Water
Waterfront: Canal
Window: Double Pane Windows

Room Sizes

Living Room: 22 X 14 Level - First
Kitchen: 23 X 11 Level - First
Primary Bathroom: 27 X 14 Level - Second
Primary Bathroom: 14 X 10 Level - Second
Bedroom: 20 X 12 Level - Second
Bedroom: 21 X 12 Level - Second
Full Bathroom: 9 X 7 Level - Second
Half Bathroom: 5 X 5 Level - First
Foyer: 11 X 7 Level - First
Laundry: 10 X 7 Level - First
Storage: 16 X 15 Level - First

Local Schools

High School: Fort Walton Beach
Middle School: Bruner
Elementary School: Florosa

Listed By / Shown By

Listed By

Agency Name: Realty ONE Group Emerald Coast

Shown By

Agency Title: The Realty Vault
Agency Phone: 850-477-3948

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Estimated Payment

$ 2,458.81 per month $1,891.73 Principal & Interest $319.17 Property Tax $247.92 Homeowner's Insurance

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